MOLDOVA AGROINDBANK - Puterea stă în noi

    Moldova Agroindbank, as a joint stock company, began its activity in 1991 – a period marked by radical restructuring of the society in general and of the economy in particular. Changes occurred in the society determined the bank to adopt new clearly defined strategies that could meet the emerging market requirements. With this view, the bank extended its network of branches and representative offices, capitalized new segments of the banking products market, established correspondence relations with foreign banks and cooperation relations with various international financial institutions, which helped the bank strengthen its position in the republic’s banking products market.

   Experience adherent to this period proved that the team of Moldova Agroindbank managers and employees was able to cope with any challenges of the market and successfully achieve the bank’s strategic objectives.

   Moldova Agroindbank is a universal bank holding an authorization of the National Bank of Moldova to perform all types of transactions in national and foreign currency on the territory of the Republic of Moldova and on international markets.

   The unique business pattern aimed at providing SPECIALIZED and EFFICIENT services in the Commercial and Retail segments, together with advanced information technologies and modern telecommunication systems, competitive, client-oriented products and services, well-trained personnel and highly-developed distribution network have made Moldova Agroindbankthe first option bank for the local clients and contributed to the bank’s name becoming widely recognized.

   Given the difficult and complex international situation that has affected Moldova’s economy in general and the bank’s activity in particular, the bank has ensured its rational and efficient management, which is seen in the development of its business and the achieved financial results.

    Thus, the bank is still on top of performance ratings of Moldovan banks, which is confirmed by a number of relevant indices fulfilled by the bank. By 31.12.2009 the bank’s share in the country’s banking system was represented by 19.5% of total assets, 19.3% of total loans and 20.0% of total deposits. Due to a well-outlined banking policy in 2009 Moldova Agroindbank acquired profit in the amount of MDL 104.7 million (according to the NAS).

   Outcomes achieved by Moldova Agroindbank were due to the bank’s efficient cooperation with its clients. In order to be closer to its clients and ensure a faster service the bank is constantly developing and improving alternative, fast and practical channels of distant service facilitating the performance of banking operations and satisfying clients’ needs. Thus, the alternative distribution network has reached a number of 123 ATMs and 1774 POS terminals by 28.02.2010. At the same time, currently the bank has one of the largest office networks on the market. By 28.02.2010 the bank’s network included 70 branches, DOCCB and 24 representative offices.Moldova Agroindbank is a famous name both in Moldova and abroad. Results achieved by the bank have been appreciated by a number of specialized international editions for many years (Euromoney, Global Finance, Finance Central Europe and World Finance).

     Achievements of Moldova Agroindbank are largely due to the bank’s fruitful cooperation with its clients who remain one of its priorities. Day by day, the team of Moldova Agroindbank is working for the bank’s clients, taking advantage of opportunities, generating value and building a future.